Hurricanes and Oil: Will Your Insurance Policies Protect You From Oil Damage?, WJGH Channel 7 NBC Destin, July 9, 2010:
So to help clear the air, Newschannel 7 asked the question on many homeowners’ minds. "What do you do to protect your property from hypothetical oily storm damage?" ...
In June, FEMA announced “the mixing of oil and other pollutants with flood waters is not unusual during a storm” and damage caused by pollutant-filled flood water is covered under the National Flood Insurance Program.
This means FEMA will cover damages due to oil driven ashore by a hurricane, but you must have flood insurance to qualify.