Insurance may not cover hurricane damage from oil contaminated water, ABC Action News Tampa Bay, June 21, 2010:
Your home owner's insurance policy in Florida may not cover, or even address getting slimed by the BP oil spill.
Chip Merlin of the Merlin Law Group in Tampa predicts many insurance carriers will refuse to absorb the losses associated with the sticky, smelly oil approaching our shores. Should a hurricane push oil onto your property, the insurance company would likely deny claims under the argument that storm surge damage falls under flood insurance, an insurance many people do not carry. ...
Merlin's concern is that enormous areas of residential property could become contaminated if a hurricane pushes oil tainted water far inland. "The vast majority of policies don't cover the land", Merlin said.